S: Dad.Can I borrow the car tomorrow
? F: Why do you want to borrow the car
S: I'm going to the beach with Hamad. F: Last time you borrowed it you had an accident
and dented the door.
S: I promise I'll drive carefully this time.
F: And the petrol tank was almost empty.
S: I'll fill it up before I get home. F: Well, OK then, provided you're home by 8. I'm
going out tomorrow evening and I need the car
S: Great. Thanks dad, I'll be home by 7:30
Opening an account
A: Good morning, can I help you
B: Yes, I'd like to open a deposit account
A: Certainly Sir. Would you like a Silver or a
B: What's the difference
A: You can open a Silver account with just £5.
The account comes with a cash card so you can
withdraw your money at any time. The Silver
account currently pays 5% interest. For the Gold
account you need a minimum of £500, and you have
to give 14 days notice to withdraw money. The
interest rate is 6.5%.
B: I'll go for the Silver account
A: How much would you like to deposit B: £500
A: And we'll need two proofs of ID; telephone
bill, driving licence, credit card statement
B: I'm sorry, I
don't have any of those on
me. I'll come back tomorrow
Applying for a mortgage C: Good morning, I'm the
manager, how can I help you
D: We'd like to apply for a mortgage.
C: Have you found a property you're interested
D: Yes we have.
C: How much would you like to borrow
D: Well, the property is £75,000, but we have a
deposit of £25,000
C: So you need a £50,000 loan. Do you have an
account with this bank
D: Yes, we both have accounts here. I've had my
account for over fifteen years.
C: How much do you both earn
D: I earn £15,000 pa and my wife earns £12,500.
C: That's fine. Now Would you like to complete